RBI lists HDFC Bank as ‘systematic important’
The RBI had issued the framework for dealing with
domestic systemically important banks (D-SIBs) on July 22, 2014. The D-SIB
framework requires the RBI to disclose the names of banks designated as D-SIBs
every year in August.
The Reserve Bank of India has listed HDFC Bank as a
domestic systemically important bank (DSIB) under the bucketing structure
identified last year. State Bank of India and ICICI Bank were identified as
DSIBs under the RBI rules in 2015.
SIBs are perceived as certain big banks in country.
Since country’s economy is dependent upon these banks, they are perceived as
‘Too Big To Fail (TBTF)’. There are two types of SIBs: Global SIBs, identified
by BASEL committee on banking supervision and Domestic SIBs; identified by
central Bank of country.
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